2 Year Fixed Rate Bonds - Best 2 Year Bond | moneyfacts.co.uk

2 Year Fixed Rate Bonds

  - Find the best 2 year bond. Compare the best 2 year fixed rate bonds with our independent best buys.

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Compare the Best 2 Year Fixed Rate Bonds

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2.32%
expected rate
24 Month Bond £1000
  1. Yes
  2. Yes
  3. Yes
  4. Yes
Details...  

2.31%
30 Month Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  

2.30%
2 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  

2.30%
2 Year Bond £25000
  1. Yes
  2. No
  3. No
  4. No
Details...
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2.27%
2 Year Bond £1000
  1. No
  2. Yes
  3. Yes
  4. No
Details...  

2.27%
2 Year Bond £5000
  1. Yes
  2. No
  3. No
  4. No
Details...  

2.26%
24 Month Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  

2.25%
30 Month Bond £500
  1. Yes
  2. No
  3. No
  4. No
Details...  

2.25%
2 Year Bond £1000
  1. Yes
  2. No
  3. Yes
  4. No
Details...  

2.25%
2 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  
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2.24%
2 Year Bond £1000
  1. Yes
  2. Yes
  3. No
  4. No
Details...
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2.20%
2 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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2.20%
expected rate
2 Year Bond £10000
  1. Yes
  2. No
  3. No
  4. No
Details...
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2.15%
24 Month Bond £5000
  1. Yes
  2. No
  3. No
  4. No
Details...
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2.14%
expected rate
2 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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2.11%
2 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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2.00%
expected rate
2 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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1.85%
2 Year Bond £1000
  1. Yes
  2. No
  3. Yes
  4. No
Details...
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1.95%
2 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
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1.80%
2 Year Bond £10000
  1. Yes
  2. No
  3. No
  4. No
Details...
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1.61%
2 Year Bond £500
  1. No
  2. Yes
  3. Yes
  4. Yes
Details...
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1.61%
2 Year Bond £5000
  1. No
  2. Yes
  3. Yes
  4. No
Details...
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1.53%
2 Year Bond £500
  1. Yes
  2. Yes
  3. No
  4. No
Details...
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Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to open an account today. Products shown with a yellow background are sponsored products.

Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme up to a maximum level of protection of £85,000 per person per institution.

Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
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2 year bonds explained

  • Offers a good medium term option
  • Make sure you can commit your money for the full term
  • Most 2 year bonds won’t let you access your money early

For savers looking for a medium term home for their money, a 2 year fixed rate bond can offer a reasonable interest rate, without tying up your money for too long.

When you take out a two year fixed rate bond, you should also have considered what you think will happen to interest rates:

  • If rates go up you could find that your bond is paying less than the top rates available and to make matters worse, it may be expensive or impossible to move your money before the end of the term to capitalise on better returns.
  • If rates go down, or remain broadly the same, you’ll earn more than had you kept your money in the best paying easy access account.

Warning Many 2 year bonds will not allow early access to your savings before the end of the term.

It’s important that you’re satisfied that you won’t need to make a withdrawal for the duration of the bond. Where access is allowed, it will normally come with a big interest penalty.

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