3 Year Fixed Rate Bonds - Best 3 Year Bond | moneyfacts.co.uk

3 Year Fixed Rate Bonds

  - Find the best 3 year bond. Compare the best 3 year fixed rate bonds with our independent best buys.

Also look at:

Compare the Best 3 Year Fixed Rate Bonds

Compare
Up to 3 products
side by side
AER Notice / Term Minimum Investment Account Opening Search all 1706 accounts
 

2.25%
expected rate
3 Year Bond £25000
  1. No
  2. No
  3. Yes
  4. No
Details...
Go to Site
 

2.20%
3 Year Bond £50
  1. Yes
  2. No
  3. No
  4. No
Details...  

2.20%
3 Year Bond £100
  1. Yes
  2. No
  3. No
  4. No
Details...  

2.20%
3 Year Bond £500
  1. Yes
  2. No
  3. No
  4. No
Details...  

2.20%
3 Year Bond £500
  1. Yes
  2. No
  3. No
  4. No
Details...  

2.17%
3 Year Bond £500
  1. Yes
  2. No
  3. No
  4. No
Details...  

2.17%
expected rate
36 Month Bond £1000
  1. Yes
  2. Yes
  3. Yes
  4. Yes
Details...  

2.16%
3 Year Bond £1000
  1. Yes
  2. Yes
  3. No
  4. No
Details...
Go to Site
 

2.16%
3 Year Bond £1000
  1. No
  2. Yes
  3. Yes
  4. No
Details...  

2.15%
3 Year Bond £500
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 
  Sponsored Products  

2.12%
expected rate
3 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

2.00%
3 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.96%
3 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.65%
3 Year Bond £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.60%
3 Year Bond £10000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 
Compare
Last Updated: Monday 11 December 2017 19:26

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to open an account today. Products shown with a yellow background are sponsored products.

Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme up to a maximum level of protection of £85,000 per person per institution.

Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
Search All Savings Accounts >>
 
Free Brochures and Guides

3 year fixed rate bonds explained

  • Earn a great interest rate
  • Make sure you can commit your money for the full term
  • Majority of 3 year bonds won’t let you access your money early

A 3 year fixed rate bond might be for you if you want to earn a top savings rate, and are prepared to not have access to your money for the 3 year term.

Warning The majority of 3 year rates won’t allow you to access your money before the end of the bond’s term, so be certain you can commit your cash.

Sometimes a bank or building society will let you get at your cash sooner – at the expense of an interest-based penalty. Typically this can be anything up to 270 days’ interest.

The very best 3 year fixed rate bonds are often offered by smaller banks that may not be familiar to you. However, rest assured that all savings account and bond providers that we list on moneyfacts.co.uk have to be part of the UK Financial Services Compensation Scheme (or European equivalent). This guarantees the first £85,000 of savings that an individual has with a bank, in the event that it goes bust. If you have more than this amount to invest, it’s a good idea to spread money between banks and building societies to ensure it’s fully protected.

You normally can’t add to your initial deposit once you’ve opened a fixed rate bond. Some bonds will allow you to make further additions – but only while the product remains available to new customers.

What next?

Savings home
Search all savings accounts

Compare:

Savings guides

 
Millennial workers save the most
Millennial workers save the most

Millennials are often thought of as being bad with money, yet research shows that this may be unwarr... More

6 of the best one-year bonds
6 of the best one-year bonds

Fixed rate bonds are still one of the best ways to secure a decent return from your hard-earned cash... More

Start saving for Christmas… 2018!
Start saving for Christmas… 2018!

Christmas is just around the corner and our annual festive splurging is starting to step up, but are... More

Big banks raise savings rates - worth the wait?
Big banks raise savings rates - worth the wait?

Just over a month after the base rate rise, banks have finally followed suit and raised their own sa... More

NS&I relaunches fixed rate bonds
NS&I relaunches fixed rate bonds

NS&I has re-launched its one and three-year fixed rate Guaranteed Growth Bonds and Guaranteed Invest... More

Sharia’a compliant savings accounts
Sharia’a compliant savings accounts

Islamic savings accounts offer a Sharia’a-compliant way of saving for Muslims living in the UK, as w... More

Depositor protection schemes if a bank goes bust
Depositor protection schemes if a bank goes bust

Find out where your bank or building society is licenced, and what deposit protection guarantees you... More

Is now the time to fix your savings rate?
Is now the time to fix your savings rate?

With some forecasters predicting interest rate cuts by November 2012, we look at the pros and cons o... More

NS&I release new bond issues
NS&I release new bond issues

National Savings & Investments has relaunched its popular Guaranteed Growth and Guaranteed Income Bo... More

Virgin Money now easy access number two
Virgin Money now easy access number two

Virgin Money has increased the rate on its easy access savings account by 0.15%, which sees it jump ... More

New easy access account storms the charts
New easy access account storms the charts

Post Office Money has released a new issue of its online-exclusive easy access account, which has ju... More

Masthaven’s 2 & 3-year bonds enter charts
Masthaven’s 2 & 3-year bonds enter charts

Masthaven Bank has increased the rates on its two and three-year fixed bonds by up to 0.25%. As a re... More

OakNorth’s short-term bonds compete
OakNorth’s short-term bonds compete

OakNorth Bank has amended the rates on its 12 and 15-month fixed bonds by up to 0.16%, which has mad... More

Close