Best Notice Savings Accounts - 1.85% 180 Day Notice | Moneyfacts

Notice Savings Accounts

  - Find the best notice savings accounts that require you to tell the bank or building society in advance of your intention to make a withdrawal.
Also look at:

Compare the Best Notice Accounts

Compare
Up to 3 products
side by side
AER Notice / Term Minimum Investment Account Opening Search all
1810 accounts
 

1.85%
180 Day £1000
  1. Yes
  2. No
  3. Yes
  4. No
Details...  

1.81%
180 Day £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.80%
120 Day £500
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.79%
120 Day £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.79%
120 Day £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.78%
expected rate
120 Day £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.77%
90 Day £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.77%
expected rate
95 Day £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  

1.76%
90 Day £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.75%
95 Day £1000
  1. Yes
  2. No
  3. No
  4. No
Details...  
  Sponsored Products  

1.30%
30 Day £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.05%
35 Day £5000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.50%
60 Day £1000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.71%
expected rate
90 Day £10000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.25%
90 Day £1000
  1. Yes
  2. No
  3. Yes
  4. No
Details...
Go to Site
 

1.62%
95 Day £5000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.70%
100 Day £5000
  1. Yes
  2. No
  3. No
  4. No
Details...
Go to Site
 

1.65%
120 Day £1000
  1. No
  2. Yes
  3. Yes
  4. No
Details...
Go to Site
 

Moneyfacts.co.uk Best Buys show the best products chosen by our independent experts. Where we have been able to we have also provided a link for you to open an account today. Products shown with a yellow background are sponsored products.

Eligible deposits with UK institutions are protected by the Financial Services Compensation Scheme up to a maximum level of protection of £85,000 per person per institution.

Disclaimer:
All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
Search All Savings Accounts >>
 
Free Brochures and Guides

Notice savings accounts explained

  • Can pay higher interest rates than instant access accounts
  • You must be able to not have access to your money for the notice period
  • Some notice accounts will let you access your money earlier (but you will have to forfeit some interest)
  • Typically no introductory bonus, but not always the case

If you can afford not to have instant access to your money, a notice savings account can usually earn you more interest than an easy access account.

Notice accounts work by you having to give prior warning of your intention to make a withdrawal. Because the bank or building society has this prior warning, rather than a sudden withdrawal, it means that it can pay you a higher interest rate. Sometimes an account will allow you to bypass the notice period, but this will be at the expense of you losing an amount of interest equivalent to the notice period. So a 60 day notice account might let you access your money by giving 60 days’ notice, or losing 60 days’ interest.

Notice periods tend to start at 30 days and can range up to six months. Best buy rates don’t always correlate with the amount of notice you have to give – so a 60 day notice account could pay more than a 90 day version. That means it’s always best to compare interest rates as well as the length of the notice period to find the best deal.

Although not common, some notice savings accounts can include an introductory bonus in their rate – if this is the case it means you’ll need to review your rate when the bonus ends, to check your account is still competitive.

WarningRemember that notice accounts are variable interest rates. So your interest rate could drop if rates – particularly the Bank of England Base Rate – decrease.

What next?

Savings home
Search all notice savings accounts
Compare easy access accounts (with bonus)
Compare easy access accounts (no bonus)
Compare 1 year fixed rate bonds

Savings guides


 

 
6 of the best easy access savings accounts
6 of the best easy access savings accounts

Easy-access savings accounts are as simple as they sound – they allow you to access your money whene... More

Inflation affecting 99% of savings accounts
Inflation affecting 99% of savings accounts

With today’s figures showing that inflation increased to 2.70% in August, savers may be disappointed... More

Savings accounts that surpass base rate at 5yr low
Savings accounts that surpass base rate at 5yr low

According to the latest Moneyfacts Savings Treasury Report, the number of savings accounts that pay ... More

6 of the best notice savings accounts
6 of the best notice savings accounts

Notice accounts offer an attractive alternative for savers who want a higher rate than can be found ... More

Help to Save scheme launched
Help to Save scheme launched

The Government has today launched a new scheme that should help people on low incomes to start savin... More

Sharia’a compliant savings accounts
Sharia’a compliant savings accounts

Islamic savings accounts offer a Sharia’a-compliant way of saving for Muslims living in the UK, as w... More

Depositor protection schemes if a bank goes bust
Depositor protection schemes if a bank goes bust

Find out where your bank or building society is licenced, and what deposit protection guarantees you... More

Is now the time to fix your savings rate?
Is now the time to fix your savings rate?

With some forecasters predicting interest rate cuts by November 2012, we look at the pros and cons o... More

Yorkshire BS easy access saver now market-leading
Yorkshire BS easy access saver now market-leading

Yorkshire Building Society has increased the rate on its easy access account by 0.06%, which sees it... More

Tandem improves fixed bonds
Tandem improves fixed bonds

Tandem Bank has increased the rates on its fixed savings bonds by 0.15%, which sees its two-year fix... More

Vanquis enters long-term bond chart
Vanquis enters long-term bond chart

Vanquis Bank has raised the rate on its five-year fixed rate bond by 0.03%, which has resulted in it... More

Bank of Cyprus’ market-leading easy access rate
Bank of Cyprus’ market-leading easy access rate

Bank of Cyprus has increased the rate on its easy access account by 0.07%, which sees it become the ... More

Family’s one-year bond goes top
Family’s one-year bond goes top

The Family Building Society has launched a new one-year fixed rate bond, which offers a market-leadi... More

Close