What is the best private medical insurance in the UK 2022?

For over 30 years, Moneyfacts has been helping people to find the best financial products. Every year our in-house money experts cast their eye over all the private medical insurance products available to the UK market, using their in-depth knowledge to determine those that truly represent the best in value and comprehensive solutions.

Our impartial private medical insurance ratings look at the most important features and benefits of each product. For private medical insurance, we evaluate over 40 individual elements to determine which products stand out from the rest of the pack.

We’ve detailed below the elements we look for when it comes to our whole of market assessment for private medical insurance products.

Even for financially experienced and astute consumers, the range and depth of private medical insurance products on the market can seem intimidating. Our simple star rating system allows customers to benefit from our expert knowledge and understanding – making it easy to determine which products have the best features and benefits. Customers can feel confident that the products that attain a Four or Five-Star Moneyfacts Rating offer the most comprehensive range of standout features.

The analysts at Moneyfacts use a considerable number of features and benefit levels to decide on each product's rating. These include:

Click the headings below to see the full list of star ratings awarded.