10 Year Remortgages From 1.95% | moneyfacts.co.uk

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10 Year Fixed Rate Remortgages

Compare the best five-year fixed rate remortgages.

The mortgages below show the best ten-year fixed remortgage rates. You can personalise the chart below by adding the value of the property you want to buy and the value of the mortgage you want to get.
If you're not looking to remortgage you can also search for moving home mortgages and first-time buyer mortgages.

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Compare Fixed Rate Remortgage Terms

Best 10 Year Fixed Rate Remortgages

Best 10 Year Fixed Rate Remortgages

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  • Barclays Mortgage Fixed
    Rate
    1.95%
    1.95% Fixed to 30/11/2031
    reverting to 3.59%
    APRC
    2.6%
    Max LTV
    60%
    Product Fees
    £999.00
    Initial Payment
    £750.14
    Total Over
    Go To Provider's Site
  • Virgin Money Fixed
    Rate
    1.95%
    1.95% Fixed to 01/02/2032
    reverting to 4.09%
    APRC
    2.7%
    Max LTV
    65%
    Product Fees
    £995.00
    Initial Payment
    £750.14
    Total Over
    Go To Provider's Site
  • Barclays Mortgage Fixed
    Rate
    2.07%
    2.07% Fixed to 30/11/2031
    reverting to 3.59%
    APRC
    2.6%
    Max LTV
    60%
    Product Fees
    £0.00
    Initial Payment
    £760.54
    Total Over
    Go To Provider's Site
  • Virgin Money Fixed
    Rate
    2.14%
    2.14% Fixed to 01/02/2032
    reverting to 4.09%
    APRC
    2.8%
    Max LTV
    65%
    Product Fees
    £0.00
    Initial Payment
    £766.65
    Total Over
    Go To Provider's Site
  • Virgin Money Fixed
    Rate
    2.55%
    2.55% Fixed to 01/02/2037
    reverting to 4.09%
    APRC
    2.9%
    Max LTV
    65%
    Product Fees
    £995.00
    Initial Payment
    £803.03
    Total Over
    Go To Provider's Site
  • Barclays Mortgage Fixed
    Rate
    2.75%
    2.75% Fixed to 30/11/2031
    reverting to 3.59%
    APRC
    3.1%
    Max LTV
    80%
    Product Fees
    £999.00
    Initial Payment
    £821.13
    Total Over
    Go To Provider's Site
  • Virgin Money Fixed
    Rate
    3.29%
    3.29% Fixed to 01/02/2037
    reverting to 4.09%
    APRC
    3.5%
    Max LTV
    65%
    Product Fees
    £0.00
    Initial Payment
    £871.19
    Total Over
    Go To Provider's Site
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  • Virgin Money Fixed
    Rate
    3.89%
    3.89% Fixed to 01/02/2032
    reverting to 4.09%
    APRC
    4.1%
    Max LTV
    90%
    Product Fees
    £995.00
    Initial Payment
    £928.77
    Total Over
    Go To Provider's Site
  • Virgin Money Fixed
    Rate
    3.99%
    3.99% Fixed to 01/02/2032
    reverting to 4.09%
    APRC
    4.1%
    Max LTV
    90%
    Product Fees
    £0.00
    Initial Payment
    £938.57
    Total Over
    Go To Provider's Site
  • Nationwide BS Fixed
    Rate
    1.99%
    1.99% Fixed for 10 years
    reverting to 3.59%
    APRC
    2.6%
    Max LTV
    60%
    Product Fees
    £999.00
    Initial Payment
    £753.59
    Total Over
    Speak To A Broker
Representative Example
Note

Mortgage Advice Bureau offers fee free mortgage advice for Moneyfacts visitors that call on 0808 149 9177 or email moneyfacts@mab.org.uk. If you contact Mortgage Advice Bureau outside of these channels you may incur a fee of up to 1%.

Any contractual relationship will be with Mortgage Advice Bureau.

Disclaimer

Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

Quick Links

Quick links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use quick links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we may receive a modest commission either when you press a 'Go to Provider' or 'Speak to a Broker' button, when you call an advertised number or when you complete an application.

5 Year Fixed Rate guide

What are the best ten year fixed rate remortgage deals?

For many people, fixing their remortgage deal for ten years is a way of ensuring that they can budget effectively, as they will know exactly how much their repayments will be for the next decade. 

What are the best ten year fixed rate remortgage deals?

For many people, fixing their remortgage deal for ten years is a way of ensuring that they can budget effectively, as they will know exactly how much their repayments will be for half a decade. While 10-year mortgages are becoming more popular, the five-year option is still a good trade-off between stability and not being locked into a higher rate for too long, as you will still pay no more than what you’ve agreed over the five-year fixed period. What constitutes the best five-year remortgage for your needs will come down to several factors, but we’ve made it easier to find the right deal for you.

How our best ten year fixed rate remortgage comparison works

Finding the best ten-year fixed rate remortgage deal couldn’t be simpler: just select the type of mortgage you want, the term, how much you’d like to borrow and the current value of the property to be remortgaged and we’ll find you the best deals. At the top of the results are the providers who allow you to go straight to their site and apply without any further ado. These are followed by the other available deals, with the lowest rates at the top and higher rates further down.

How to choose the best ten year fixed rate remortgage deals for you

Choosing a new remortgage deal isn’t as simple as just opting for the cheapest rate. All mortgages can charge a range of additional fees and offer differing benefits, so it’s important to consider any deal in its entirety before you make your decision. For example, a mortgage deal with a low fixed interest rate might have high products fees you must pay upfront, while another might have a slightly higher rate but offers free valuation and legal fees, which could save you quite a sum. Others can offer cashback or additional incentives, so choose carefully and make sure you’ve looked at all the options before deciding.

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